| Issue - 2024 | Page No -57 |
| A STUDY OF BANKING SECTOR IN INDIAAND OVERVIEW OF PERFORMANCE OF INDIAN BANKS WITH REFERENCE TO NET INTEREST MARGIN AND MARKET CAPITALIZATION OF BANKS | |
| Mr. Mohammad Lazib | |
| Abstract : | |
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Banking and financial services are essential to the functioning of markets and
businesses. The banking industry today is the backbone of contemporary
commerce. The banking system is crucial to the progress of every nation. A
financial entity that accepts deposits, makes loans, and provides other banking
services is called a bank. Financial institution that accepts deposits from savers
and makes loans to borrowers. Banking is a crucial and integral component of
human existence. People in today's fast-paced society may not have time to
build a solid financial support system before making major life changes.
Nationalised banks are the backbone of India's financial system. Perhaps no
other industry's success can be disentangled from that of the banking industry.
According to estimates, the Indian economy's development has slowed
dramatically. Business expansion in India's banking sector was relatively
subdued in FY12 due to the country's slowing economy and external factors.
As a result, financial institutions have been compelled to cut costs, shift
priorities, and fortify their balance sheets. Here, the focus is on Indian banks
and the financial climate in India.
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